Senior banker and investor relations professional Gulamaly Hussain said Artificial Intelligence should enhance investment research but not replace human judgment, discipline and risk management. Addressing SMEs, startups and students during a virtual interaction, he cautioned against relying solely on AI-generated stock recommendations and trading signals. He stressed evaluating business fundamentals, valuations and cash flows, highlighted risks in derivatives trading, and introduced the “THINK Framework” to help investors assess AI-based investment advice.